February debt check… How are we doing?

OK! February is over… Snow is starting to melt, days are getting a litlle longer and warmer… Yay! I can’t wait for spring 😀

As you may remember on my early February money post, I wrote i would do a monthly check on my debt snowball journey; and here I am… looking at my debt and making it public like I promised…

I’m not going to lie you guys; I had a few slips here and there, especially when it came to food decisions after a long day at work and with the kids… but overall, I’m pretty proud of myself! I am taking a look at my debt right now, and seeing it shrink, little by little, is the reward after all the sacrifices you make in the name of financial freedom!

So… here it goes!

As of the beginning of February, 2018 I owed exactly $9,807.44, including credit card debt, a bank loan, and one of my mom’s medical bills which I am paying for… Now, since the begining, most of the credit card debt, had been careless, impulse buys, fast food, or things that I thought I needed, and now are just sitting collecting dust… SMH… I should have known better.

But now, I am not using my credit cards, I make a budget and try my hardest to stick to it, and I am keeping a log of everything I spend a cent on…

The results? As of today, March 6th, 2018, I owe exactly $8,922.95! That’s almost a grant closer to financial freedom! Woo- frigging-hoo!!!

One thing I have found very important though, little rewards are a must for me… Getting out of debt can be very, VERY stressing and a lot of times frustrating. So, a LITTLE reward for all of your effort keeps the stress a little lower and the motivation a lot higher 🙂 I try to reward myself with things that won’t cost too much, and that I will enjoy, or use often enough to make it worth the price.

Are you getting closer to being financially free? Is there a technique you would like to share? Don’t forget to show some love by commenting and sharing!

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